Free interactive tool · 2026/2027

Suica / Pasmo IC Card vs. Subway Day Pass Calculator

Estimate your daily urban transit spend in Tokyo, Kyoto, Osaka, Fukuoka, and Sapporo, how much yen to preload on your IC card, and whether city day passes save money.

Should you buy a day pass or just tap Suica / Pasmo / Icoca? Enter how many days you're spending in a city and your daily metro/bus rides to compare pay-as-you-go IC card spending (plus recommended preload amount) against popular city subway and regional passes. Read our IC Cards (Suica, Pasmo & Icoca) Guide.

Your city transit habits

Why IC cards almost always win for flexibility

  • One tap across companies: Tokyo has JR East (Yamanote Line), Tokyo Metro, Toei Subway, and private railways (Odakyu, Keio, Tokyu, Tobu, Keisei). Day passes only cover specific operators, whereas a Suica, Pasmo, or Icoca covers every single one seamlessly.
  • Apple Wallet Suica / Pasmo / Icoca: iPhone users can add a digital Suica, Pasmo, or Icoca directly in Apple Wallet in 30 seconds and top up in yen with Visa, Mastercard, Amex, or Apple Pay—no physical card needed.
  • When a pass truly pays off: the Tokyo Subway 72-Hour Ticket (¥1,500 — ¥500/day) is an unbeatable deal if your hotel is next to a Tokyo Metro or Toei station and you take 3+ subway rides a day.

Major Japan IC Cards & City Subway Day Passes Compared

Card / Pass Name Issued In Works Nationwide? Price / Deposit & Best Use Case
Suica / Welcome Suica (JR East) Tokyo (Haneda, Narita, major JR stations) & Apple Wallet Yes (all 10 major IC zones + konbini/vending) Apple Wallet digital card is free to create; Welcome Suica has ¥0 deposit and is valid for 28 days.
PASMO (Tokyo Metro / Private Lines) Tokyo & Yokohama + Apple Wallet Yes (identical coverage to Suica) Standard physical PASMO (¥500 refundable deposit) or instant Apple Wallet setup.
ICOCA (JR West) Osaka (KIX), Kyoto, Hiroshima, Kanazawa & Apple Wallet Yes (identical nationwide interoperability) Readily available as a physical card (¥500 deposit) at Kansai Airport and Kyoto/Osaka stations, plus Apple Wallet.
Tokyo Subway 24 / 48 / 72-Hour Ticket Tokyo Metro & Toei Subway stations Tokyo Metro + Toei Subway only (not JR) ¥800 (24h) / ¥1,200 (48h) / ¥1,500 (72h = ¥500/day) — pays off with just 3 subway rides per day.
Kyoto Subway & Bus 1-Day Pass Kyoto Station & Subway stations Kyoto Municipal Subway + City Buses ¥1,100/day — pays off when combining subway lines (Karasuma/Tozai) with 2–3 connecting buses to Kinkaku-ji or Kiyomizu-dera.

Frequently asked questions

Which IC card should I get in Japan—Suica, PASMO, or ICOCA—and do they work nationwide?

Japan's 10 major regional IC cards (Suica, PASMO, ICOCA, Kitaca, TOICA, manaca, PiTaPa, Hayakaken, nimoca, and SUGOCA) are 100% cross-compatible on subways, JR urban lines, buses, and convenience stores across Tokyo, Kyoto, Osaka, Fukuoka, Sapporo, and Hiroshima. If you have an iPhone or Apple Watch, add a digital Suica, PASMO, or ICOCA directly in Apple Wallet in 30 seconds with zero deposit.

How much yen should I load onto my Suica, PASMO, or ICOCA for a 7-to-14-day trip?

A typical sightseer taps ¥700–¥1,100 per day on urban subways and local JR lines plus ¥500–¥1,000 at vending machines and konbini. Starting with ¥3,000–¥5,000 per week of travel and topping up in ¥1,000 increments as needed keeps your balance flexible (remember the maximum balance on any IC card is ¥20,000).

Is the Tokyo Subway 24/48/72-Hour Ticket cheaper than paying per ride with Suica?

The Tokyo Subway 72-Hour Ticket costs ¥1,500 (just ¥500/day) and covers all 13 Tokyo Metro and Toei Subway lines. Since single subway fares are ¥180–¥330, taking 3 or more Tokyo Metro/Toei rides per day makes the 72-hour pass cheaper than paying per ride—though you will still use your Suica for JR Yamanote Line hops and private railways.

Can two travelers share a single Suica or IC card, or can I tap it for a Shinkansen ride?

No—every traveler aged 6 and older needs their own individual IC card (children aged 6–11 use a half-fare Child IC card issued at a ticket office with passport ID). You also cannot tap a standard unlinked IC card directly into a Shinkansen bullet-train gate unless you first link its 17-character IC ID number to a SmartEX or JR East Ekinet ticket reservation.

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